(a) Each Owner must purchase and maintain insurance sufficient to cover
any loss relating to the Owner’s lot and home, including extended
coverage for full replacement value of all improvements on the Owner’s
lot. Each Owner is also responsible for obtaining, at their own expense,
liability insurance resulting from use or ownership of the Lot. The
Association will have no responsibility to procure or to assist Owners or
Occupants in procuring property loss insurance or liability insurance,
and shall have no liability on account of an Owner’s failure to obtain the
insurance required under this section.

Never adopt rules that you have no ability to enforce. Government Overreach

Vote No!